How to Repay Easemoni Loan Offline & Online

Easemoni has become one of the most popular services on Opay, offering convenient loan options with flexible conditions. Getting a loan on Easemoni is quick and hassle-free, requiring no collateral, government-issued ID card, or guarantor. Repaying your Easemoni loan is equally straightforward, even though it might seem confusing at first, especially for beginners. In this guide, we will walk you through four easy ways to repay your Easemoni loan, making the process a breeze.

Repaying Easemoni Loan:

Easemoni places a strong emphasis on loan repayment, and they offer a variety of flexible options to make it easy for borrowers. Here are the four simple methods you can use to repay your Easemoni loan:

  1. Autopay Method: The Autopay method is a hassle-free way to repay your loan. To use this method, follow these steps:
    • Open or sign in to your Opay App.
    • Click on ‘Finance’ or ‘Loan’.
    • Find and click on ‘Easemoni’.
    • Click on the Repay button.
    • Choose the Autopay option and authorize the payment.
    • The system will automatically deduct the loan amount from your linked Debit (ATM) card.
  2. Opay App: Repaying via the Opay wallet is the quickest and easiest method. Follow these steps:
    • Open the Easemoni platform.
    • Select ‘Opay’ as your payment method.
    • Click on ‘Pay now’ to deduct the loan amount from your Opay balance.
  3. Bank Card: Using your bank debit card or ATM card is another convenient option. Here’s how:

    • Choose the ‘Bank Card’ option on the Easemoni platform.
    • Select a card linked to your Opay or Easemoni account.
    • Click ‘Payment’ to deduct the loan amount from your bank account.
  4. Bank Transfer: Paying through bank transfer or deposit is also straightforward:

    • Click on the ‘Bank Transfer’ option on the Easemoni platform.
    • Copy the provided account number.
    • Use your Bank mobile app to make the payment.
  5. USSD: For offline repayment, you can use the USSD method:

    • Click on ‘USSD Transfer’ on the Easemoni platform.
    • Copy the provided USSD code.
    • Paste the code into your phone dialer to make the payment.

Frequently Asked Questions (FAQs):

  1. How do I repay my Easemoni loan?

    • You have five easy repayment options: Autopay, Bank Transfer, Opay App, Bank Card, and USSD.
  2. Can I repay my Easemoni loan without using Opay?

    • Yes, you can repay through Bank Transfer, USSD, and Bank Card methods.
  3. What happens if I don’t repay my Easemoni loan?

    • If you delay repayment, your interest will increase, and Easemoni might contact you frequently. Prolonged non-repayment may lead to further consequences.
  4. Can I repay my Easemoni loan before the due date?

    • Yes, you can repay your loan anytime from when you borrow it until the due date.

Conclusion:

Repaying your Easemoni loan is now a straightforward process with multiple convenient options. Whether you choose Autopay, Opay App, Bank Card, Bank Transfer, or USSD, you can easily fulfill your loan obligations. Remember that timely repayment is important to avoid increased interest and potential complications. Now that you have a clear guide, repaying your Easemoni loan should no longer be a challenging task.